:root{--navy:#102a43;--navy2:#173f5f;--gold:#c7a34a;--green:#238b6d;--ink:#243b53;--muted:#627d98;--soft:#f5f8fb;--white:#fff;--line:#d9e2ec;--radius:18px;--shadow:0 12px 32px rgba(16,42,67,.08)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--white);font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}h1,h2,h3,.button,.brand,.eyebrow{font-family:Poppins,Inter,system-ui,sans-serif}h1,h2,h3{line-height:1.2;margin:0 0 16px;color:var(--navy)}h1{font-size:clamp(2.4rem,5vw,4.5rem);letter-spacing:-.04em}h2{font-size:clamp(2rem,3.5vw,3rem);letter-spacing:-.025em}h3{font-size:1.25rem}p{margin:0 0 16px}.shell{width:min(1160px,calc(100% - 40px));margin:auto}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}
.nav-wrap{min-height:78px;display:flex;align-items:center;gap:28px}
.brand{display:flex;align-items:center;gap:10px;color:var(--navy);text-decoration:none;font-weight:700;flex:0 0 auto}
.brand .brand-name{font-size:1.6rem;letter-spacing:.08em}
.brand small{font-family:Inter,sans-serif;font-weight:600;color:var(--muted);max-width:150px;line-height:1.15}
.primary-nav{margin-left:auto;display:flex;align-items:center;gap:24px}
.primary-nav-list{display:flex;align-items:center;gap:22px;list-style:none;margin:0;padding:0}
.primary-nav-list li{margin:0;padding:0}
.primary-nav-list a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.94rem;white-space:nowrap}
.primary-nav-list a:hover{color:var(--green)}
.primary-nav-list .current-menu-item>a,.primary-nav-list a[aria-current="page"]{color:var(--green)}
.menu-toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:10px 12px;color:var(--navy);font-weight:700}
.menu-toggle-line{display:block;width:18px;height:2px;background:var(--navy);margin:3px 0}
.menu-toggle-text{display:none}
.button{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;border-radius:10px;background:var(--navy);color:#fff!important;text-decoration:none;font-weight:700;border:1px solid var(--navy);box-shadow:0 6px 18px rgba(16,42,67,.15)}
.button:hover{transform:translateY(-1px)}
.button-secondary{background:#fff;color:var(--navy)!important;border-color:var(--line);box-shadow:none}
.button-small{padding:10px 15px;font-size:.88rem}
.nav-consultation{white-space:nowrap}.nav-journey{white-space:nowrap}.hero{background:linear-gradient(135deg,#f7fafc 0%,#fff 55%,#f4faf8 100%);padding:80px 0 90px;border-bottom:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:60px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-weight:800;font-size:.78rem;color:var(--green);margin-bottom:14px}.hero-lead{font-size:1.15rem;color:var(--muted);max-width:680px}.hero-actions,.cta-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.hero-note{font-size:.9rem;color:var(--muted);margin-top:18px}.hero-card{min-height:390px;border-radius:28px;background:var(--navy);position:relative;overflow:hidden;box-shadow:var(--shadow);display:flex;align-items:flex-end;padding:32px;color:#fff}.hero-card:before,.hero-card:after{content:"";position:absolute;border:1px solid rgba(255,255,255,.2);border-radius:50%;width:420px;height:420px;top:-150px;right:-130px}.hero-card:after{width:280px;height:280px;top:-60px;right:-40px;border-color:rgba(199,163,74,.45)}.hero-orbit{position:absolute;inset:32px;display:flex;justify-content:space-between;color:#fff;opacity:.8;font-size:.7rem;font-weight:800;letter-spacing:.1em}.hero-family{position:relative;z-index:1;max-width:420px}.hero-family h2{color:#fff}.family-icon{font-size:3rem;color:var(--gold);display:block;margin-bottom:18px}.section{padding:88px 0}.section-soft{background:var(--soft)}.section-dark{background:var(--navy);color:#fff}.section-heading{max-width:760px;margin-bottom:38px}.section-heading>p:not(.eyebrow){color:var(--muted)}.inverse h2{color:#fff}.inverse>p:not(.eyebrow){color:#d9e2ec}.goal-grid,.service-grid,.trust-grid,.article-grid,.calculator-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.service-grid{grid-template-columns:repeat(5,minmax(0,1fr));gap:14px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}.goal-card,.calculator-card{box-shadow:none}.card-icon{display:grid;place-items:center;width:40px;height:40px;border-radius:12px;background:#edf7f4;color:var(--green);font-size:1.4rem;font-weight:800;margin-bottom:18px}.service-card{position:relative;min-height:250px;padding:20px}.provider-links{margin-top:22px;display:grid;gap:18px}.provider-link{padding-top:16px;border-top:1px solid var(--line)}.provider-link:first-child{padding-top:0;border-top:0}.provider-link strong{display:block;font-family:Poppins,Inter,system-ui,sans-serif;font-size:1.05rem;line-height:1.3;color:var(--navy);margin-bottom:6px}.provider-link span{display:block;color:var(--muted);line-height:1.55;margin-bottom:8px}.service-number{color:var(--gold);font-weight:800;letter-spacing:.08em}.text-link{display:inline-block;color:var(--navy);font-weight:800;text-decoration:none}.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.process-step{padding:24px;border:1px solid rgba(255,255,255,.16);border-radius:16px;background:rgba(255,255,255,.05)}.step-number{display:block;width:10px;height:10px;border-radius:50%;background:var(--gold);margin-bottom:24px}.process-step h3{color:#fff}.process-step p{color:#d9e2ec}.trust-grid{grid-template-columns:repeat(2,1fr)}.trust-item{padding:20px;border:1px solid var(--line);border-radius:14px;display:flex;gap:14px;align-items:center}.trust-item span{color:var(--green);font-size:1.2rem}.article-card img{width:100%;height:170px;object-fit:cover;border-radius:12px;margin:-2px 0 18px}.article-card h3 a{color:var(--navy);text-decoration:none}.article-meta{font-size:.82rem;color:var(--muted)}.section-action{text-align:center;margin-top:32px}.cta-section{padding-top:20px;padding-bottom:88px}.cta-box{background:linear-gradient(135deg,#eef7f4,#f7f9fb);border:1px solid var(--line);border-radius:24px;padding:42px;display:flex;justify-content:space-between;gap:30px;align-items:center}.site-footer{background:#0b2033;color:#d9e2ec;padding:60px 0 20px}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1.4fr;gap:35px}.footer-brand{color:#fff;font-family:Poppins,sans-serif;font-weight:800;font-size:1.2rem}.site-footer h2{color:#fff;font-size:1rem}.site-footer a{color:#d9e2ec}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:35px;padding-top:18px;font-size:.85rem}.page-content{padding:70px 0}.page-content article{max-width:850px}.page-content img{max-width:100%;height:auto}.wp-block-button__link{border-radius:10px}.screen-reader-text{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}@media(max-width:1000px){.service-grid{grid-template-columns:repeat(3,minmax(0,1fr));}.primary-nav ul{display:none}.menu-toggle{display:block;margin-left:auto}.primary-nav{gap:8px}.primary-nav .button-small{display:none}.hero-grid{grid-template-columns:1fr}.hero-card{min-height:320px}.service-grid,.process-grid{grid-template-columns:repeat(2,1fr)}.goal-grid,.article-grid,.calculator-grid{grid-template-columns:repeat(2,1fr)}.cta-box{flex-direction:column;align-items:flex-start}}@media(max-width:640px){
.homepage-calculator-heading{white-space:normal}.shell{width:min(100% - 28px,1160px)}.nav-wrap{min-height:68px}.brand small{display:none}.hero{padding:55px 0 60px}.section{padding:62px 0}.goal-grid,.service-grid,.process-grid,.trust-grid,.article-grid,.calculator-grid{grid-template-columns:1fr}.hero-card{min-height:280px;padding:24px}.cta-box{padding:28px}.footer-grid{grid-template-columns:1fr}.primary-nav{margin-left:0}.primary-nav ul{display:none}}

/* V1.2.2 — Mutual Fund Account Opening page */
.page-hero{padding:68px 0 62px;border-bottom:1px solid var(--line)}
.page-lead{font-size:1.12rem;color:var(--muted);max-width:760px}
.account-page-intro{max-width:820px;margin-bottom:32px}
.mf-requirements-page{max-width:980px}
.investor-tabs{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:28px}
.investor-tab{appearance:none;border:1px solid var(--line);background:#fff;color:var(--navy);border-radius:999px;padding:11px 18px;font:600 1rem Inter,system-ui,sans-serif;cursor:pointer}
.investor-tab.is-active{background:var(--navy);color:#fff;border-color:var(--navy)}
.investor-panel{display:none}
.investor-panel.is-active{display:block}
.investor-panel h3,.mf-provider-choice h3{margin-bottom:18px}
.requirement-list{display:grid;gap:12px}
.requirement-item{padding:18px 20px;border:1px solid var(--line);border-radius:14px;background:#fff}
.requirement-item strong{display:block;color:var(--navy);margin-bottom:5px}
.requirement-item p{margin:0;color:var(--muted)}
.mf-provider-choice{margin-top:38px;padding:28px;border:1px solid var(--line);border-radius:18px;background:var(--soft)}
.provider-choice-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:20px}
.provider-choice{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px}
.provider-choice strong{display:block;color:var(--navy);font-family:Poppins,Inter,system-ui,sans-serif;font-size:1.08rem;margin-bottom:6px}
.provider-choice p{color:var(--muted);margin-bottom:14px}
.mf-help{margin:20px 0 0;color:var(--muted)}
.narrow-copy{max-width:820px}
@media(max-width:640px){.provider-choice-grid{grid-template-columns:1fr}.page-hero{padding:52px 0 48px}.mf-provider-choice{padding:22px}}

/* V1.2.3 — Three investor-type information cards */
.investor-card{border:1px solid var(--line);border-radius:20px;padding:30px 32px;margin-bottom:20px;background:#fff;box-shadow:var(--shadow)}
.investor-card-resident{background:linear-gradient(135deg,#f6faff,#fff)}
.investor-card-minor{background:linear-gradient(135deg,#f5fbf9,#fff)}
.investor-card-nri{background:linear-gradient(135deg,#f8f7ff,#fff)}
.investor-card-kicker{text-transform:uppercase;letter-spacing:.11em;font-size:.75rem;font-weight:800;color:var(--green);margin-bottom:8px}
.investor-card h3{font-size:clamp(1.6rem,3vw,2.15rem);margin-bottom:8px}
.investor-card-intro{color:var(--muted);max-width:720px;margin-bottom:24px}
.investor-card h4{font-family:Poppins,Inter,system-ui,sans-serif;color:var(--navy);font-size:1.05rem;margin:0 0 12px}
.requirement-bullets{margin:0;padding:0 0 0 20px;display:grid;gap:10px;color:var(--ink)}
.requirement-bullets li{padding-left:4px}
.requirement-bullets li strong{display:inline;color:var(--navy);margin-right:6px}
.requirement-bullets li span{color:var(--muted)}
.mf-requirements-note{margin:24px 0 8px;padding:18px 20px;border:1px solid var(--line);border-radius:14px;background:var(--soft);color:var(--muted)}
.mf-requirements-note strong{color:var(--navy)}
@media(max-width:640px){.investor-card{padding:24px 20px}}

/* V1.2.4 — investor cards with one editable requirement list and per-type platform availability */
.mf-requirements{max-width:1180px}.investor-card{display:grid;grid-template-columns:1.05fr 1.35fr .95fr;gap:30px;align-items:start;padding:28px 30px}.investor-card-main{padding-right:4px}.investor-card-info{border-left:1px solid var(--line);padding-left:28px}.investor-card-platforms{border-left:1px solid var(--line);padding-left:28px}.investor-card h4{margin-bottom:14px}.requirement-bullets{gap:7px}.requirement-bullets li{padding-left:2px}.provider-choice-button{display:flex;align-items:center;justify-content:space-between;gap:12px;background:#fff;border:1px solid #b8cbe0;border-radius:12px;padding:12px 14px;margin-bottom:10px;text-decoration:none;color:var(--navy);box-shadow:0 4px 12px rgba(16,42,67,.05)}.provider-choice-button:hover{transform:translateY(-1px);border-color:var(--navy)}.provider-choice-button span{display:block;min-width:0}.provider-choice-button strong{display:block;color:var(--navy);font-family:Poppins,Inter,system-ui,sans-serif;font-size:1rem}.provider-choice-button small{display:block;color:var(--muted);margin-top:2px}.provider-choice-button b{font-size:1.3rem}.no-provider{color:var(--muted);font-size:.92rem}.mf-help{font-size:.92rem;margin-top:14px}.mf-help a,.no-provider a{font-weight:800;color:var(--navy);text-decoration:none}@media(max-width:900px){.investor-card{grid-template-columns:1fr}.investor-card-info,.investor-card-platforms{border-left:0;border-top:1px solid var(--line);padding-left:0;padding-top:22px}}

/* V1.2.5 — standard WordPress page presentation */
.page-content-inner{max-width:900px}.page-entry{max-width:900px}.page-entry > *:first-child{margin-top:0}.page-entry > *:last-child{margin-bottom:0}.page-entry h2,.page-entry h3{margin-top:30px}.page-entry ul,.page-entry ol{padding-left:24px}.page-entry input,.page-entry select,.page-entry textarea{max-width:100%}

/* V1.2.8 — Ask MMC confirmation and form presentation */
.mmc-form{max-width:760px;margin:0 auto}.mmc-form p{margin:0 0 22px}.mmc-form label{display:block;font-weight:600;color:var(--navy);line-height:1.5}.mmc-form input[type=text],.mmc-form input[type=tel],.mmc-form input[type=email],.mmc-form select,.mmc-form textarea{display:block;width:100%;margin-top:8px;padding:12px 13px;border:1px solid #b9c8d5;border-radius:10px;background:#fff;color:var(--ink);font:inherit;line-height:1.45}.mmc-form textarea{min-height:150px;resize:vertical}.mmc-form input:focus,.mmc-form select:focus,.mmc-form textarea:focus{outline:2px solid rgba(35,139,109,.18);border-color:var(--green)}.mmc-form .form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 20px}.mmc-form .form-grid p{margin-bottom:22px}.mmc-form .form-consent{margin-top:4px}.mmc-form .form-consent label{display:flex;align-items:flex-start;gap:9px;font-weight:500;color:var(--ink)}.mmc-form .form-consent input{margin-top:5px;flex:0 0 auto}.mmc-form .button{margin-top:2px;cursor:pointer}.mmc-form-success{max-width:760px;margin:0 auto 38px;padding:28px 30px;border:1px solid #cfe3dc;border-radius:16px;background:linear-gradient(135deg,#f1faf7,#f8fbfc);box-shadow:0 8px 24px rgba(16,42,67,.06)}.mmc-form-success h2{margin:0 0 14px;font-size:clamp(1.7rem,3vw,2.2rem);color:var(--navy)}.mmc-form-success p{margin:0 0 12px;color:var(--ink);line-height:1.75}.mmc-form-success p:last-child{margin-bottom:0}.mmc-form-success .success-note{margin-top:18px;padding-top:15px;border-top:1px solid #d9e9e4;color:var(--muted);font-size:.94rem}.mmc-form-followup{max-width:760px;margin:0 auto 24px}.mmc-form-followup h3{margin:0 0 6px}.mmc-form-followup p{margin:0;color:var(--muted)}
@media(max-width:640px){.mmc-form .form-grid{grid-template-columns:1fr}.mmc-form-success{padding:24px 20px;margin-bottom:32px}}


/* Customer feedback / testimonials */
.mmc-testimonial-divider{height:1px;background:#dfe7ec;margin:52px auto;max-width:760px}.mmc-testimonials{display:flex;flex-wrap:wrap;justify-content:center;gap:22px;max-width:1000px;margin:0 auto}.mmc-testimonial-card{position:relative;flex:0 1 310px;min-width:280px;margin:0;padding:30px;border:1px solid #d8e2e8;border-radius:18px;background:#fff;box-shadow:0 8px 24px rgba(16,42,67,.06)}.mmc-testimonial-quote{font-size:3.4rem;line-height:.8;color:var(--green);font-family:Georgia,serif}.mmc-testimonial-card blockquote{margin:14px 0 20px;color:var(--ink);font-size:1.02rem;line-height:1.8}.mmc-testimonial-name{margin:0;font-weight:700;color:var(--navy)}.mmc-testimonials-empty{max-width:760px;margin:0 auto;padding:22px 26px;border:1px dashed #cbd8e0;border-radius:14px;background:#f8fafb;color:var(--muted);text-align:center}.mmc-testimonial-form{max-width:760px}.mmc-testimonial-form textarea{min-height:180px}@media(max-width:760px){.mmc-testimonials{display:grid;grid-template-columns:1fr}.mmc-testimonial-card{min-width:0}}


/* V1.3.1 — homepage testimonials */
.homepage-testimonials .section-heading{max-width:820px;margin-left:auto;margin-right:auto;text-align:center}.homepage-testimonials .mmc-testimonials{margin-top:34px}.homepage-testimonials .section-action{margin-top:30px}

/* V1.3.2 — homepage testimonial horizontal carousel */
.homepage-testimonial-carousel{position:relative;display:flex;align-items:center;gap:14px;max-width:1120px;margin:34px auto 0}
.homepage-testimonial-viewport{min-width:0;flex:1;overflow-x:auto;overflow-y:hidden;scroll-behavior:smooth;scrollbar-width:none;padding:2px 4px 16px}
.homepage-testimonial-viewport::-webkit-scrollbar{display:none}
.homepage-testimonial-track .mmc-testimonials{display:flex;flex-wrap:nowrap;justify-content:flex-start;gap:22px;max-width:none;margin:0;width:max-content;min-width:100%;padding:0}
.homepage-testimonial-track .mmc-testimonial-card{flex:0 0 310px;min-width:280px}
.homepage-testimonial-carousel:not(.has-multiple) .homepage-testimonial-track .mmc-testimonials{justify-content:center}
.testimonial-carousel-button{display:none;flex:0 0 42px;width:42px;height:42px;border:1px solid #d8e2e8;border-radius:50%;background:#fff;color:var(--navy);font-size:1.25rem;font-weight:700;line-height:1;cursor:pointer;box-shadow:0 6px 18px rgba(16,42,67,.08)}
.homepage-testimonial-carousel.has-overflow .testimonial-carousel-button{display:inline-flex;align-items:center;justify-content:center}
.testimonial-carousel-button:hover{transform:translateY(-1px)}
.testimonial-carousel-button:disabled{opacity:.35;cursor:default;transform:none}
@media(max-width:760px){.homepage-testimonials{padding-top:44px;padding-bottom:46px}.homepage-testimonial-carousel{gap:8px}.testimonial-carousel-button{flex-basis:36px;width:36px;height:36px;font-size:1.05rem}.homepage-testimonial-track .mmc-testimonial-card{flex-basis:min(310px,78vw);min-width:0}.homepage-testimonial-carousel:not(.has-multiple) .homepage-testimonial-track .mmc-testimonials{justify-content:center}}

/* V1.3.4 — homepage testimonial heading alignment and compact spacing */
.homepage-testimonials{padding-top:58px;padding-bottom:56px}
.homepage-testimonials .section-heading{max-width:100%;margin:0 0 28px;text-align:left}
.homepage-testimonials .section-heading .eyebrow{margin-bottom:12px}
.homepage-testimonials .section-heading>p:not(.eyebrow){max-width:900px}
.homepage-testimonial-carousel{margin-top:0}
.homepage-testimonials .section-action{margin-top:20px;text-align:left}
@media(max-width:640px){.homepage-testimonials{padding-top:44px;padding-bottom:44px}.homepage-testimonials .section-heading{margin-bottom:24px}.homepage-testimonials .section-action{margin-top:18px}}

/* V1.4.0 — Knowledge Centre */
.page-hero{padding:64px 0 58px;border-bottom:1px solid var(--line)}
.page-hero h1{font-size:clamp(2.4rem,5vw,4rem)}
.page-hero-copy{max-width:760px;color:var(--muted);font-size:1.08rem;margin:0}
.knowledge-centre-intro .section-heading{margin-bottom:28px}
.knowledge-filters{display:grid;grid-template-columns:1fr 1fr 1.25fr auto;gap:14px;align-items:end;padding:20px;border:1px solid var(--line);border-radius:18px;background:var(--soft);margin-bottom:34px}
.knowledge-filter-field label{display:block;color:var(--navy);font-weight:700;font-size:.9rem;margin-bottom:7px}
.knowledge-filter-field select,.knowledge-filter-field input{display:block;width:100%;height:46px;padding:10px 12px;border:1px solid #b9c8d5;border-radius:10px;background:#fff;color:var(--ink);font:inherit}
.knowledge-filter-field select:focus,.knowledge-filter-field input:focus{outline:2px solid rgba(35,139,109,.18);border-color:var(--green)}
.knowledge-filter-action{display:flex;align-items:center;gap:14px;height:46px;white-space:nowrap}
.knowledge-filter-action .button{height:46px;padding:10px 16px;cursor:pointer}
.knowledge-article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.knowledge-article-card{display:flex;flex-direction:column;height:100%;padding:24px}
.knowledge-article-image{display:block;margin:-2px -2px 18px}
.knowledge-article-image img{display:block;width:100%;height:175px;object-fit:cover;border-radius:12px}
.knowledge-article-meta,.knowledge-single-meta{display:flex;flex-wrap:wrap;gap:8px 14px;color:var(--muted);font-size:.82rem;margin-bottom:12px}
.knowledge-article-meta span+span,.knowledge-single-meta span+span{position:relative;padding-left:14px}
.knowledge-article-meta span+span:before,.knowledge-single-meta span+span:before{content:'•';position:absolute;left:0;color:var(--gold)}
.knowledge-article-card h3{margin-bottom:10px}
.knowledge-article-card h3 a{color:var(--navy);text-decoration:none}
.knowledge-article-card p{color:var(--muted);margin-bottom:18px}
.knowledge-article-card .text-link{margin-top:auto}
.knowledge-pagination{margin-top:36px}
.knowledge-pagination ul{display:flex;flex-wrap:wrap;justify-content:center;gap:8px;list-style:none;margin:0;padding:0}
.knowledge-pagination a,.knowledge-pagination span{display:inline-flex;align-items:center;justify-content:center;min-width:40px;min-height:40px;padding:7px 11px;border:1px solid var(--line);border-radius:9px;text-decoration:none;color:var(--navy);background:#fff;font-weight:700}
.knowledge-pagination .current{background:var(--navy);color:#fff;border-color:var(--navy)}
.knowledge-empty{padding:42px 28px;text-align:center;border:1px dashed #cbd8e0;border-radius:18px;background:#f8fafb}
.knowledge-empty p{color:var(--muted)}
.knowledge-single-header{max-width:900px}
.knowledge-single-header h1{max-width:900px}
.knowledge-single-body{max-width:900px}
.knowledge-single-image{margin-bottom:34px}
.knowledge-single-image img{display:block;width:100%;height:auto;border-radius:18px}
.entry-content{font-size:1.05rem;line-height:1.85}
.entry-content>*:first-child{margin-top:0}
.entry-content>*:last-child{margin-bottom:0}
.entry-content h2,.entry-content h3,.entry-content h4{margin-top:34px}
.entry-content ul,.entry-content ol{padding-left:24px}
.entry-content img{max-width:100%;height:auto}
.knowledge-back{margin-top:42px;padding-top:22px;border-top:1px solid var(--line)}
@media(max-width:900px){.knowledge-filters{grid-template-columns:1fr 1fr}.knowledge-filter-search{grid-column:1/-1}.knowledge-filter-action{grid-column:1/-1}.knowledge-article-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.page-hero{padding:52px 0 46px}.knowledge-filters{grid-template-columns:1fr;padding:16px}.knowledge-filter-search,.knowledge-filter-action{grid-column:auto}.knowledge-filter-action{height:auto;flex-wrap:wrap}.knowledge-article-grid{grid-template-columns:1fr}.knowledge-article-image img{height:190px}.knowledge-single-body{width:min(100% - 28px,900px)}}


/* V1.4.2 — polished Knowledge Centre article presentation */
.knowledge-article-hero{padding:58px 0 52px;background:linear-gradient(135deg,#f5f8fb 0%,#fff 62%,#f3faf7 100%);border-bottom:1px solid var(--line)}
.knowledge-breadcrumb{display:inline-block;margin-bottom:26px;color:var(--muted);font-size:.92rem;font-weight:700;text-decoration:none}
.knowledge-breadcrumb:hover{color:var(--green)}
.knowledge-article-hero h1{max-width:900px;font-size:clamp(2.15rem,4.6vw,4rem);letter-spacing:-.035em;margin-bottom:18px}
.knowledge-article-meta{display:flex;flex-wrap:wrap;align-items:center;gap:9px;color:var(--muted);font-size:.92rem;font-weight:600}
.knowledge-article-meta .meta-dot{color:var(--gold)}
.knowledge-article-section{padding:58px 0 76px}
.knowledge-article-layout{display:grid;grid-template-columns:minmax(0,820px) 190px;gap:46px;align-items:start;max-width:1080px;margin:0 auto}
.knowledge-article-main{min-width:0;background:#fff}
.knowledge-article-featured-image{margin:0 0 38px}
.knowledge-article-featured-image img{display:block;width:100%;height:auto;max-height:520px;object-fit:cover;border-radius:18px}
.knowledge-article-content{font-size:1.06rem;line-height:1.85;color:var(--ink)}
.knowledge-article-content p{margin:0 0 22px}
.knowledge-article-content h2{font-size:clamp(1.65rem,3vw,2.15rem);margin:38px 0 16px}
.knowledge-article-content h3{font-size:1.25rem;margin:30px 0 12px}
.knowledge-article-content ul,.knowledge-article-content ol{margin:0 0 24px;padding-left:25px}
.knowledge-article-content li{margin-bottom:8px}
.knowledge-article-content a{color:var(--navy);font-weight:700;text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px}
.knowledge-article-content img{max-width:100%;height:auto;border-radius:12px}
.knowledge-article-content blockquote{margin:30px 0;padding:18px 22px;border-left:4px solid var(--gold);background:var(--soft);border-radius:0 12px 12px 0}
.knowledge-article-footer{margin-top:42px;padding-top:24px;border-top:1px solid var(--line)}
.knowledge-article-aside{position:sticky;top:105px;padding:20px 0 0}
.knowledge-aside-label{text-transform:uppercase;letter-spacing:.11em;font-size:.72rem;font-weight:800;color:var(--green);margin-bottom:12px}
.knowledge-topic-list{display:flex;flex-direction:column;gap:8px}
.knowledge-topic-list a{display:inline-block;color:var(--navy);font-size:.88rem;font-weight:700;text-decoration:none;line-height:1.35}
.knowledge-topic-list a:hover{color:var(--green)}
@media(max-width:900px){
.knowledge-article-layout{grid-template-columns:1fr;gap:30px}
.knowledge-article-aside{position:static;padding:0;border-top:1px solid var(--line);padding-top:24px}
.knowledge-topic-list{flex-direction:row;flex-wrap:wrap}
.knowledge-topic-list a{padding:7px 11px;border:1px solid var(--line);border-radius:999px}
}
@media(max-width:640px){
.knowledge-article-hero{padding:42px 0 38px}
.knowledge-breadcrumb{margin-bottom:20px}
.knowledge-article-section{padding:40px 0 58px}
.knowledge-article-content{font-size:1rem;line-height:1.78}
.knowledge-article-featured-image{margin-bottom:28px}
}

/* Knowledge Centre article navigation */
.mmc-article-nav {
  width: 100%;
  margin: 42px 0 0;
}

.mmc-article-nav__grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: 28px;
  padding-top: 22px;
  border-top: 1px solid rgba(16, 42, 67, 0.14);
}

.mmc-article-nav__item {
  min-width: 0;
}

.mmc-article-nav__item--next {
  text-align: right;
}

.mmc-article-nav__label {
  display: block;
  margin-bottom: 6px;
  font-size: 12px;
  line-height: 1.3;
  font-weight: 700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: #6b7785;
}

.mmc-article-nav__item a {
  display: inline-flex;
  align-items: flex-start;
  gap: 7px;
  max-width: 100%;
  font-size: 15px;
  line-height: 1.45;
  font-weight: 600;
  color: #102a43;
  text-decoration: none;
}

.mmc-article-nav__item a:hover {
  text-decoration: underline;
}

.mmc-article-nav__arrow {
  flex: 0 0 auto;
  line-height: 1.45;
}

@media (max-width: 700px) {
  .mmc-article-nav {
    margin-top: 32px;
  }

  .mmc-article-nav__grid {
    grid-template-columns: 1fr;
    gap: 18px;
  }

  .mmc-article-nav__item--next {
    text-align: left;
  }
}

/* About MMC page */
.about-hero {
  padding: 84px 0 78px;
  background: linear-gradient(135deg, #f7f9fb 0%, #eef5f3 100%);
  border-bottom: 1px solid var(--line);
}

.about-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) minmax(300px, .75fr);
  gap: 54px;
  align-items: center;
}

.about-hero h1 {
  max-width: 780px;
  margin-bottom: 22px;
}

.about-hero-lead {
  max-width: 700px;
  font-size: 1.18rem;
  line-height: 1.7;
  color: var(--muted);
}

.about-hero-tagline {
  margin-top: 24px;
  font-family: Poppins, Inter, system-ui, sans-serif;
  font-weight: 700;
  color: var(--navy);
}

.about-hero-card {
  padding: 30px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.about-card-label {
  margin-bottom: 10px;
  font-size: .76rem;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--green);
}

.about-hero-card h2 {
  font-size: 1.75rem;
}

.about-hero-card p:last-child {
  margin-bottom: 0;
  color: var(--muted);
  line-height: 1.65;
}

.about-narrow {
  max-width: 900px;
}

.about-copy {
  max-width: 820px;
  font-size: 1.06rem;
  line-height: 1.8;
}

.about-values-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 16px;
}

.about-value-card {
  min-height: 245px;
}

.about-value-number {
  display: block;
  margin-bottom: 22px;
  font-family: Poppins, Inter, system-ui, sans-serif;
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .08em;
  color: var(--green);
}

.about-value-card p,
.about-help-grid .card p {
  color: var(--muted);
  line-height: 1.6;
}

.about-help-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
}

.about-help-grid .card {
  min-height: 260px;
}

.about-process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 28px;
}

.about-process-step {
  padding-top: 20px;
  border-top: 1px solid rgba(255,255,255,.25);
}

.about-process-step > span {
  display: block;
  margin-bottom: 18px;
  font-family: Poppins, Inter, system-ui, sans-serif;
  font-size: .8rem;
  font-weight: 700;
  letter-spacing: .08em;
  color: #d9e2ec;
}

.about-process-step h3 {
  color: #fff;
}

.about-process-step p {
  color: #d9e2ec;
  line-height: 1.6;
}

.about-trust-grid {
  grid-template-columns: repeat(4, 1fr);
}

.about-trust-grid .trust-card {
  text-align: left;
}

.about-trust-grid .trust-card strong {
  display: block;
}

.about-regulatory {
  max-width: 900px;
}

.about-disclosure {
  max-width: 820px;
}

.about-disclosure p:last-child {
  margin-bottom: 0;
  color: var(--muted);
  line-height: 1.7;
}

.about-cta {
  max-width: 820px;
}

.about-cta > p:not(.eyebrow) {
  max-width: 700px;
  color: var(--muted);
  line-height: 1.7;
}

@media (max-width: 980px) {
  .about-values-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .about-help-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .about-process-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .about-trust-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 760px) {
  .about-hero {
    padding: 64px 0;
  }

  .about-hero-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }

  .about-values-grid,
  .about-help-grid,
  .about-process-grid,
  .about-trust-grid {
    grid-template-columns: 1fr;
  }

  .about-value-card,
  .about-help-grid .card {
    min-height: auto;
  }
}

/* Our Services / How We Help page */
.services-hero {
  padding: 84px 0 78px;
  background: linear-gradient(135deg, #f7f9fb 0%, #eef5f3 100%);
  border-bottom: 1px solid var(--line);
}

.services-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) minmax(300px, .75fr);
  gap: 54px;
  align-items: center;
}

.services-hero h1 {
  max-width: 780px;
  margin-bottom: 22px;
}

.services-hero-lead {
  max-width: 700px;
  font-size: 1.18rem;
  line-height: 1.7;
  color: var(--muted);
}

.services-hero-tagline {
  margin-top: 24px;
  font-family: Poppins, Inter, system-ui, sans-serif;
  font-weight: 700;
  color: var(--navy);
}

.services-hero-card {
  padding: 30px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.services-card-label {
  margin-bottom: 10px;
  font-size: .76rem;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--green);
}

.services-hero-card h2 {
  font-size: 1.75rem;
}

.services-hero-card p:last-child {
  margin-bottom: 0;
  color: var(--muted);
  line-height: 1.65;
}

.services-hub-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
}

.services-hub-card {
  color: inherit;
  text-decoration: none;
  min-height: 245px;
}

.services-hub-card:hover {
  text-decoration: none;
  transform: translateY(-2px);
}

.services-number {
  display: block;
  margin-bottom: 22px;
  font-family: Poppins, Inter, system-ui, sans-serif;
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .08em;
  color: var(--green);
}

.services-hub-card p {
  color: var(--muted);
  line-height: 1.6;
}

.services-hub-card .text-link {
  display: block;
  margin-top: 24px;
}

.services-overview-section {
  scroll-margin-top: 90px;
}

.services-overview-list {
  border-top: 1px solid var(--line);
}

.services-overview-row {
  display: grid;
  grid-template-columns: 58px minmax(0, 1fr) minmax(190px, .42fr);
  gap: 28px;
  align-items: center;
  padding: 28px 0;
  border-bottom: 1px solid var(--line);
}

.services-overview-number {
  font-family: Poppins, Inter, system-ui, sans-serif;
  font-size: .8rem;
  font-weight: 700;
  letter-spacing: .08em;
  color: var(--green);
}

.services-overview-content h3 {
  margin-bottom: 7px;
}

.services-overview-content p {
  margin-bottom: 6px;
  color: var(--muted);
  line-height: 1.6;
}

.services-overview-content .services-overview-items {
  margin-bottom: 0;
  font-size: .92rem;
  font-weight: 600;
  color: var(--navy);
}

.services-overview-action {
  text-align: right;
}

.services-overview-action .text-link {
  display: inline-block;
}

.services-process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 28px;
}

.services-process-step {
  padding-top: 20px;
  border-top: 1px solid rgba(255,255,255,.25);
}

.services-process-step > span {
  display: block;
  margin-bottom: 18px;
  font-family: Poppins, Inter, system-ui, sans-serif;
  font-size: .8rem;
  font-weight: 700;
  letter-spacing: .08em;
  color: #d9e2ec;
}

.services-process-step h3 {
  color: #fff;
}

.services-process-step p {
  color: #d9e2ec;
  line-height: 1.6;
}

.services-cta {
  max-width: 820px;
}

.services-cta > p:not(.eyebrow) {
  max-width: 700px;
  color: var(--muted);
  line-height: 1.7;
}

@media (max-width: 980px) {
  .services-hub-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .services-overview-row {
    grid-template-columns: 48px minmax(0, 1fr);
  }

  .services-overview-action {
    grid-column: 2;
    text-align: left;
  }

  .services-process-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 760px) {
  .services-hero {
    padding: 64px 0;
  }

  .services-hero-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }

  .services-hub-grid,
  .services-process-grid {
    grid-template-columns: 1fr;
  }

  .services-hub-card {
    min-height: auto;
  }

  .services-overview-row {
    grid-template-columns: 36px minmax(0, 1fr);
    gap: 14px;
    padding: 24px 0;
  }

  .services-overview-action {
    grid-column: 2;
  }
}


/* Site-wide navigation — V1.5.4 */
@media (max-width: 1100px) and (min-width: 821px) {
  .nav-wrap{gap:18px}
  .primary-nav{gap:16px}
  .primary-nav-list{gap:15px}
  .primary-nav-list a{font-size:.88rem}
  .nav-consultation{padding:9px 12px}.nav-journey{padding:9px 12px}
}

@media (max-width: 820px) {
  .nav-wrap{min-height:68px}
  .menu-toggle{
    display:block;
    margin-left:auto;
    cursor:pointer;
    position:relative;
    z-index:22;
  }

  .menu-toggle-line{transition:transform .2s ease, opacity .2s ease}
  .menu-toggle[aria-expanded="true"] .menu-toggle-line:nth-child(1){transform:translateY(5px) rotate(45deg)}
  .menu-toggle[aria-expanded="true"] .menu-toggle-line:nth-child(2){opacity:0}
  .menu-toggle[aria-expanded="true"] .menu-toggle-line:nth-child(3){transform:translateY(-5px) rotate(-45deg)}

  .primary-nav{
    display:none;
    position:absolute;
    top:100%;
    left:0;
    right:0;
    margin:0;
    padding:18px 20px 22px;
    background:#fff;
    border-bottom:1px solid var(--line);
    box-shadow:0 12px 24px rgba(16,42,67,.08);
  }

  .primary-nav.is-open{
    display:flex;
    flex-direction:column;
    align-items:stretch;
    gap:16px;
  }

  .primary-nav-list{
    display:flex;
    flex-direction:column;
    align-items:stretch;
    gap:0;
  }

  .primary-nav-list li{
    border-bottom:1px solid var(--line);
  }

  .primary-nav-list a{
    display:block;
    padding:13px 2px;
    font-size:1rem;
  }

  .nav-consultation{
    width:100%;
  }
}

/* V1.5.5 — Mobile navigation specificity fix */
@media (max-width: 820px) {
  .site-header .primary-nav.is-open {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 16px;
  }

  .site-header .primary-nav.is-open ul.primary-nav-list {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    margin: 0;
    padding: 0;
  }

  .site-header .primary-nav.is-open .nav-consultation,
.site-header .primary-nav.is-open .nav-journey {
    display: inline-flex;
    width: 100%;
    box-sizing: border-box;
  }
}

/* V1.5.6 — Homepage refinement */
.homepage-hero .hero-copy{max-width:720px}.homepage-hero .hero-subtitle{font-size:clamp(1.55rem,2.8vw,2.25rem);letter-spacing:-.02em;margin:-2px 0 18px;color:var(--navy)}.homepage-hero .hero-lead{font-size:1.1rem;line-height:1.72}.homepage-hero .hero-focus{font-weight:700;color:var(--green);font-size:.98rem;margin-top:20px}
.homepage-hero-card{min-height:390px}
.homepage-service-card{display:flex;flex-direction:column}
.homepage-service-card .text-link{margin-top:auto}
.homepage-two-column{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:70px;align-items:center}
.homepage-benefits{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
.homepage-benefit{display:flex;align-items:flex-start;gap:12px;padding:17px 18px;border:1px solid var(--line);border-radius:14px;background:#fff}
.homepage-benefit span{color:var(--green);font-weight:900}
.homepage-trust-grid{grid-template-columns:repeat(4,1fr)}
.homepage-trust-grid .trust-item{display:block}
.homepage-trust-grid .trust-item strong{display:block;font-family:Poppins,Inter,system-ui,sans-serif;font-size:1.45rem;color:var(--navy);margin-bottom:4px}
.homepage-trust-grid .trust-item span{color:var(--muted);font-size:.92rem}
.homepage-section-heading-row{display:flex;justify-content:space-between;align-items:flex-end;gap:30px}
.homepage-section-heading-row .button{flex:0 0 auto}
.homepage-knowledge .article-grid{grid-template-columns:repeat(3,1fr)}
.quick-start-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.quick-start-card{min-height:225px;display:flex;flex-direction:column}
.quick-start-number{display:block;margin-bottom:20px;font-family:Poppins,Inter,system-ui,sans-serif;font-size:.78rem;font-weight:800;letter-spacing:.08em;color:var(--green)}
.quick-start-card p{color:var(--muted);line-height:1.6}
.quick-start-card .text-link{margin-top:auto}
.quick-start-links{display:flex;flex-direction:column;gap:8px;margin-top:auto}.quick-start-links .text-link{margin-top:0}
.homepage-calculator-heading{font-size:clamp(1.75rem,3vw,2.5rem);white-space:nowrap;letter-spacing:-.03em}
.homepage-calculator-card{box-shadow:none;min-height:190px}
.homepage-calculator-card p{color:var(--muted)}
.compliance-note{max-width:900px;margin:22px 0 0;color:var(--muted);font-size:.9rem;line-height:1.65}
@media(max-width:980px){
  .homepage-two-column{grid-template-columns:1fr;gap:38px}
  .homepage-trust-grid{grid-template-columns:repeat(2,1fr)}
  .quick-start-grid{grid-template-columns:repeat(2,1fr)}
  .homepage-knowledge .article-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:760px){
  .homepage-section-heading-row{display:block}
  .homepage-section-heading-row .button{margin-top:18px}
  .homepage-benefits,.homepage-trust-grid,.quick-start-grid,.homepage-knowledge .article-grid{grid-template-columns:1fr}
}

/* V1.5.7 — Investor Care */
.investor-care-hero{padding:84px 0 78px;background:linear-gradient(135deg,#f7f9fb 0%,#eef5f3 100%);border-bottom:1px solid var(--line)}
.investor-care-hero-grid{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(300px,.75fr);gap:54px;align-items:center}
.investor-care-hero h1{max-width:760px;margin-bottom:22px}
.investor-care-hero-lead{max-width:700px;font-size:1.18rem;line-height:1.7;color:var(--muted)}
.investor-care-hero-tagline{margin-top:24px;font-family:Poppins,Inter,system-ui,sans-serif;font-weight:700;color:var(--navy)}
.investor-care-hero-card{padding:30px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}
.investor-care-card-label,.investor-care-number{font-size:.76rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--green)}
.investor-care-card-label{margin-bottom:10px}
.investor-care-hero-card h2{font-size:1.75rem}
.investor-care-hero-card p:last-child{margin-bottom:0;color:var(--muted);line-height:1.65}
.investor-care-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.investor-care-card{min-height:220px}
.investor-care-number{display:block;margin-bottom:20px;font-family:Poppins,Inter,system-ui,sans-serif}
.investor-care-card p{color:var(--muted);line-height:1.65}
.investor-care-two-column{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.9fr);gap:70px;align-items:start}
.investor-care-process{border-top:1px solid var(--line)}
.investor-care-process-row{display:grid;grid-template-columns:48px 1fr;gap:18px;padding:22px 0;border-bottom:1px solid var(--line)}
.investor-care-process-row>span{font-family:Poppins,Inter,system-ui,sans-serif;font-size:.78rem;font-weight:700;letter-spacing:.08em;color:var(--green)}
.investor-care-process-row h3{margin-bottom:5px}
.investor-care-process-row p{margin:0;color:var(--muted);line-height:1.6}
.investor-care-cta{display:flex;justify-content:space-between;align-items:center;gap:50px}
.investor-care-cta h2,.investor-care-cta p:not(.eyebrow){max-width:700px}
.investor-care-cta p:not(.eyebrow){color:#d9e2ec;line-height:1.7}
@media(max-width:900px){
  .investor-care-hero-grid,.investor-care-two-column{grid-template-columns:1fr;gap:34px}
  .investor-care-grid{grid-template-columns:repeat(2,1fr)}
  .investor-care-cta{display:block}
  .investor-care-cta .hero-actions{margin-top:24px}
}
@media(max-width:650px){
  .investor-care-hero{padding:64px 0}
  .investor-care-grid{grid-template-columns:1fr}
}


/* V1.5.8 — Complete primary navigation */
.primary-nav-list .nav-dropdown{position:relative}
.primary-nav-list .nav-dropdown>a{display:flex;align-items:center;gap:5px}
.nav-caret{font-size:.68em;line-height:1}
.nav-submenu{
  position:absolute;
  top:calc(100% + 15px);
  left:-16px;
  min-width:205px;
  margin:0;
  padding:9px;
  list-style:none;
  background:#fff;
  border:1px solid var(--line);
  border-radius:12px;
  box-shadow:0 14px 30px rgba(16,42,67,.12);
  opacity:0;
  visibility:hidden;
  transform:translateY(-5px);
  transition:opacity .15s ease,transform .15s ease,visibility .15s ease;
}
.nav-dropdown:hover .nav-submenu,
.nav-dropdown:focus-within .nav-submenu{
  opacity:1;
  visibility:visible;
  transform:translateY(0);
}
.nav-submenu li{margin:0;padding:0}
.nav-submenu a{
  display:block;
  padding:10px 11px;
  border-radius:8px;
  color:var(--ink)!important;
  font-size:.88rem!important;
  font-weight:600;
  white-space:nowrap;
}
.nav-submenu a:hover{background:#f5f8fa;color:var(--green)!important}
.nav-ask{
  color:var(--green)!important;
}

@media(max-width:1040px) and (min-width:821px){
  .nav-wrap{gap:14px}
  .primary-nav{gap:13px}
  .primary-nav-list{gap:12px}
  .primary-nav-list a{font-size:.82rem}
  .nav-consultation{padding:8px 10px;font-size:.8rem}.nav-journey{padding:8px 10px;font-size:.8rem}
}

@media(max-width:820px){
  .primary-nav-list .nav-dropdown>a{justify-content:flex-start}
  .nav-caret{margin-left:3px}
  .nav-submenu{
    position:static;
    display:none;
    min-width:0;
    margin:0 0 6px;
    padding:4px 0 4px 13px;
    border:0;
    border-left:2px solid var(--line);
    border-radius:0;
    box-shadow:none;
    opacity:1;
    visibility:visible;
    transform:none;
  }
  .nav-dropdown:focus-within .nav-submenu,
  .nav-dropdown:hover .nav-submenu{display:block}
  .nav-submenu a{padding:9px 10px;font-size:.94rem!important}
  .nav-ask{color:var(--green)!important}
}

/* V1.5.9 — Restore approved Contact page presentation */
.contact-hero{padding:84px 0 78px;background:linear-gradient(135deg,#f7f9fb 0%,#eef5f3 100%);border-bottom:1px solid var(--line)}
.contact-hero-grid{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(300px,.75fr);gap:54px;align-items:center}
.contact-hero h1{max-width:760px;margin-bottom:22px}
.contact-hero-lead{max-width:700px;font-size:1.18rem;line-height:1.7;color:var(--muted)}
.contact-hero-tagline{margin-top:24px;font-family:Poppins,Inter,system-ui,sans-serif;font-weight:700;color:var(--navy)}
.contact-hero-card{padding:30px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}
.contact-card-label,.contact-info-label{margin-bottom:10px;font-size:.76rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--green)}
.contact-hero-card h2{font-size:1.75rem}
.contact-hero-card p:last-child{margin-bottom:0;color:var(--muted);line-height:1.65}
.contact-main-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(290px,.65fr);gap:48px;align-items:start}
.contact-info-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.contact-info-card{min-height:135px}
.contact-info-card a{display:block;margin-bottom:7px;font-weight:600;text-decoration:none}
.contact-info-card a:hover{text-decoration:underline}
.contact-info-card p{color:var(--muted);line-height:1.6}
.contact-address-card{grid-column:1/-1}
.contact-side{display:grid;gap:18px}
.contact-hours-card,.contact-next-card{padding:28px}
.contact-hours{white-space:normal;line-height:1.75;color:var(--navy);font-weight:600}
.contact-holiday{margin-top:18px;padding-top:16px;border-top:1px solid var(--line);color:var(--muted);line-height:1.6}
.contact-next-card h3{margin-bottom:10px}
.contact-next-card p{color:var(--muted);line-height:1.65}
.contact-cta{max-width:820px}
.contact-cta>p:not(.eyebrow){max-width:700px;color:var(--muted);line-height:1.7}
@media(max-width:900px){.contact-hero-grid,.contact-main-grid{grid-template-columns:1fr;gap:32px}}
@media(max-width:650px){.contact-hero{padding:64px 0}.contact-info-grid{grid-template-columns:1fr}.contact-address-card{grid-column:auto}}

/* V1.5.10 — Prevent crowded desktop navigation */
@media (max-width: 1100px) {
  .site-header .menu-toggle {
    display: block;
    margin-left: auto;
    cursor: pointer;
    position: relative;
    z-index: 22;
  }

  .site-header .primary-nav {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    margin: 0;
    padding: 18px 20px 22px;
    background: #fff;
    border-bottom: 1px solid var(--line);
    box-shadow: 0 12px 24px rgba(16,42,67,.08);
  }

  .site-header .primary-nav.is-open {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 16px;
  }

  .site-header .primary-nav-list {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    margin: 0;
    padding: 0;
  }

  .site-header .primary-nav-list li {
    border-bottom: 1px solid var(--line);
  }

  .site-header .primary-nav-list a {
    display: block;
    padding: 13px 2px;
    font-size: 1rem;
  }

  .site-header .nav-consultation,
.site-header .nav-journey {
    width: 100%;
    box-sizing: border-box;
  }

  .site-header .nav-dropdown > a {
    display: flex;
    align-items: center;
    justify-content: flex-start;
  }

  .site-header .nav-submenu {
    position: static;
    display: none;
    min-width: 0;
    margin: 0 0 6px;
    padding: 4px 0 4px 13px;
    border: 0;
    border-left: 2px solid var(--line);
    border-radius: 0;
    box-shadow: none;
    opacity: 1;
    visibility: visible;
    transform: none;
  }

  .site-header .nav-dropdown:focus-within .nav-submenu,
  .site-header .nav-dropdown:hover .nav-submenu {
    display: block;
  }

  .site-header .nav-submenu a {
    padding: 9px 10px;
    font-size: .94rem !important;
  }
}

/* Keep the existing mobile appearance below 820px, while using the same reliable menu behavior. */
@media (max-width: 820px) {
  .site-header .nav-wrap {
    min-height: 68px;
  }
}

/* V1.5.13 — Financial Calculators navigation and landing page */
.calculators-hero{padding:78px 0 72px;background:linear-gradient(135deg,#f7f9fb 0%,#eef7f4 100%);border-bottom:1px solid var(--line)}
.calculators-hero h1{max-width:820px;margin-bottom:18px}
.calculators-hero-lead{max-width:760px;font-size:1.16rem;line-height:1.72;color:var(--muted)}
.calculators-quick-links{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}
.calculators-quick-links a{display:inline-flex;align-items:center;gap:9px;padding:10px 14px;border:1px solid var(--line);border-radius:999px;background:#fff;color:var(--navy);font-size:.9rem;font-weight:700;text-decoration:none;box-shadow:0 3px 12px rgba(16,42,67,.04)}
.calculators-quick-links a:hover{border-color:#cbd8df;color:var(--green)}
.calculators-quick-links span,.calculator-number{color:var(--gold);font-weight:800;letter-spacing:.08em}
.calculator-overview{padding-bottom:76px}
.calculator-directory{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.calculator-directory-card{display:flex;flex-direction:column;min-height:220px;padding:26px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);text-decoration:none;color:inherit;transition:transform .18s ease,box-shadow .18s ease}
.calculator-directory-card:hover{transform:translateY(-2px);box-shadow:0 14px 30px rgba(16,42,67,.09)}
.calculator-directory-card h3{margin:15px 0 9px;color:var(--navy)}
.calculator-directory-card p{margin:0;color:var(--muted);line-height:1.62}
.calculator-directory-link{margin-top:auto;padding-top:18px;color:var(--green);font-weight:800;font-size:.9rem}
.calculator-tools{padding-top:72px}
.calculator-tools-inner{display:grid;gap:28px}
.calculator-tool-section{scroll-margin-top:100px;padding:34px;border:1px solid var(--line);border-radius:24px;background:#fff;box-shadow:var(--shadow)}
.calculator-tool-section-alt{background:#fbfcfd}
.calculator-tool-heading{display:flex;gap:18px;align-items:flex-start;max-width:820px;margin-bottom:28px}
.calculator-tool-heading .calculator-number{flex:0 0 auto;padding-top:7px}
.calculator-tool-heading h2{margin-bottom:7px}
.calculator-tool-heading p{margin:0;color:var(--muted);line-height:1.65}
.calculator-tool-body{max-width:1000px;margin:0 auto}
.calculator-tool-body > *:first-child{margin-top:0}
.calculator-back-link{display:inline-block;margin-top:22px;color:var(--navy);font-size:.88rem;font-weight:800;text-decoration:none}
.calculator-back-link:hover{color:var(--green)}
.calculator-disclaimer-section{padding-top:68px}
.calculator-disclaimer-box{max-width:900px;padding:38px;background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:var(--shadow)}
.calculator-disclaimer-box p:not(.eyebrow){max-width:780px;color:var(--muted);line-height:1.72}
@media(max-width:900px){.calculator-directory{grid-template-columns:repeat(2,1fr)}.calculator-tool-section{padding:28px}.calculators-hero{padding:64px 0 58px}}
@media(max-width:640px){.calculator-directory{grid-template-columns:1fr}.calculators-quick-links{display:grid;grid-template-columns:1fr}.calculators-quick-links a{border-radius:12px}.calculator-tool-section{padding:22px;border-radius:18px}.calculator-tool-heading{gap:12px}.calculator-disclaimer-box{padding:28px}.calculator-tools{padding-top:54px}}

/* V1.5.14 — Homepage calculator links */
.homepage-section-heading-row{align-items:flex-end}
.section-heading-action{flex:0 0 auto;margin-left:auto;padding-bottom:6px}
.homepage-calculator-grid .homepage-calculator-card{display:flex;flex-direction:column;min-height:210px;padding:24px;text-decoration:none;color:inherit;transition:transform .18s ease,box-shadow .18s ease}
.homepage-calculator-grid .homepage-calculator-card:hover{transform:translateY(-2px);box-shadow:0 14px 30px rgba(16,42,67,.09)}
.homepage-calculator-grid .homepage-calculator-card h3{margin:14px 0 8px;color:var(--navy)}
.homepage-calculator-grid .homepage-calculator-card p{margin:0;color:var(--muted);line-height:1.62}
.homepage-calculator-grid .homepage-calculator-card .calculator-directory-link{margin-top:auto;padding-top:18px;color:var(--green);font-weight:800;font-size:.9rem}
@media(max-width:700px){.homepage-section-heading-row{align-items:flex-start}.section-heading-action{margin-left:0;padding-top:8px;padding-bottom:0}.homepage-calculator-grid .homepage-calculator-card{min-height:190px}}

/* V1.5.17 homepage support/learning strips */
.homepage-feature-strip{display:flex;align-items:center;justify-content:space-between;gap:32px;padding:34px 38px;border:1px solid var(--border);border-radius:14px;background:#fff}
.homepage-feature-strip h2{margin-bottom:8px}
.homepage-feature-strip p:last-child{margin-bottom:0;max-width:760px;color:var(--muted)}
.homepage-ask-mmc{padding-top:0}
.homepage-ask-strip{background:var(--soft)}
.homepage-ask-strip .button{flex:0 0 auto}
@media (max-width:700px){.homepage-feature-strip{flex-direction:column;align-items:flex-start;padding:28px}.homepage-feature-strip .button{width:100%;text-align:center}}

/* V1.6.0 — consolidated homepage hierarchy */
.homepage-business-start{padding-top:72px;padding-bottom:72px}
.homepage-about-glance{background:#fff}
.homepage-about-grid{align-items:stretch}
.homepage-glance-panel{padding:34px;background:#f7f9fb;border:1px solid var(--line);border-radius:var(--radius);align-self:stretch}
.homepage-glance-panel h3{margin-bottom:24px}
.homepage-glance-panel .trust-grid{margin-top:22px}
.homepage-section-actions{display:flex;align-items:center;justify-content:flex-end;gap:10px;flex-wrap:wrap}
.homepage-final-cta{padding-top:64px}
@media(max-width:760px){.homepage-section-actions{justify-content:flex-start;margin-top:18px}.homepage-section-actions .button{width:100%;text-align:center}}

/* V1.6.4 - WealthPath contrast refinement */
.homepage-wealthpath .process-step {
  background: #fff;
  border-color: var(--line);
  box-shadow: var(--shadow);
}
.homepage-wealthpath .process-step h3 {
  color: var(--navy);
}
.homepage-wealthpath .process-step p {
  color: var(--muted);
}
.homepage-wealthpath .step-number {
  background: var(--gold);
}

/* V1.6.6 — Borrow Smartly / Loan Against Mutual Funds page */
.borrow-hero{background:linear-gradient(135deg,#f7f9fb 0%,#eef7f4 100%)}
.borrow-hero-tagline{margin-top:18px;color:var(--muted);font-size:.92rem}
.borrow-intro-grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(300px,.65fr);gap:46px;align-items:start}
.borrow-highlight-card{background:linear-gradient(135deg,#f4faf8,#fff);padding:30px}
.borrow-highlight-card .service-number{display:block;margin-bottom:14px;font-size:.78rem}
.borrow-highlight-card h3{font-size:1.45rem}
.borrow-highlight-card p{color:var(--muted)}
.borrow-steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.borrow-step-card{min-height:230px}
.borrow-step-number{display:block;color:var(--gold);font-weight:800;letter-spacing:.08em;margin-bottom:18px}
.borrow-step-card p{color:var(--muted)}
.borrow-two-column{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(300px,.85fr);gap:44px;align-items:start}
.borrow-list{margin:0;padding:0;list-style:none;display:grid;gap:14px}
.borrow-list li{position:relative;padding:16px 18px 16px 42px;border:1px solid var(--line);border-radius:14px;background:#fff;color:var(--ink)}
.borrow-list li:before{content:'✓';position:absolute;left:17px;top:16px;color:var(--green);font-weight:800}
.borrow-list.compact{gap:10px}
.borrow-list.compact li{padding:13px 15px 13px 36px;border:0;border-radius:10px;background:rgba(255,255,255,.72)}
.borrow-list.compact li:before{left:12px;top:13px}
.borrow-considerations-card{background:var(--soft);box-shadow:none}
.borrow-cta{max-width:900px;text-align:center}
.borrow-cta .hero-actions{justify-content:center}
@media(max-width:900px){.borrow-intro-grid,.borrow-two-column{grid-template-columns:1fr}.borrow-steps-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.borrow-steps-grid{grid-template-columns:1fr}.borrow-highlight-card{padding:24px}.borrow-cta{text-align:left}.borrow-cta .hero-actions{justify-content:flex-start}}

/* Borrow Smartly / LAMF page refinement */
.mmc-borrow-page .borrow-hero{background:var(--mmc-soft,#f5f8fa)}
.mmc-borrow-page .borrow-hero-tagline{margin-top:10px;font-size:13px;color:var(--mmc-muted,#60748a)}
.mmc-borrow-page .borrow-intro-grid{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(280px,.8fr);gap:28px;align-items:stretch}
.mmc-borrow-page .borrow-highlight-card,.mmc-borrow-page .borrow-highlight-panel{display:flex;flex-direction:column;justify-content:center}
.mmc-borrow-page .borrow-steps-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin-top:28px}
.mmc-borrow-page .borrow-step-card{min-height:190px}
.mmc-borrow-page .borrow-step-number{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:10px;background:#eef7f5;color:#087d6c;font-weight:700;font-size:12px;margin-bottom:16px}
.mmc-borrow-page .borrow-benefits-grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(280px,.8fr);gap:28px;align-items:start}
.mmc-borrow-page .borrow-check-list,.mmc-borrow-page .borrow-list{margin:22px 0 0;padding:0;list-style:none}
.mmc-borrow-page .borrow-check-list li,.mmc-borrow-page .borrow-list li{position:relative;padding:0 0 14px 27px}
.mmc-borrow-page .borrow-check-list li:before{content:'✓';position:absolute;left:0;top:0;color:#13856f;font-weight:800}
.mmc-borrow-page .borrow-list li:before{content:'•';position:absolute;left:5px;top:0;color:#c5a03b;font-weight:800}
.mmc-borrow-page .borrow-list.compact{margin-top:0}
.mmc-borrow-page .borrow-list.compact li{padding-bottom:16px}
.mmc-borrow-page .borrow-list.compact li strong{color:#0b2c4a}
.mmc-borrow-page .borrow-two-column{display:grid;grid-template-columns:minmax(0,1fr) minmax(300px,.85fr);gap:32px;align-items:start}
.mmc-borrow-page .borrow-mmc-grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.3fr);gap:32px;align-items:start}
.mmc-borrow-page .borrow-help-list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.mmc-borrow-page .borrow-help-list .card{height:100%}
.mmc-borrow-page .borrow-cta{max-width:900px;text-align:center}
.mmc-borrow-page .borrow-cta .hero-actions{justify-content:center}
@media (max-width:900px){.mmc-borrow-page .borrow-intro-grid,.mmc-borrow-page .borrow-benefits-grid,.mmc-borrow-page .borrow-two-column,.mmc-borrow-page .borrow-mmc-grid{grid-template-columns:1fr}.mmc-borrow-page .borrow-steps-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.mmc-borrow-page .borrow-help-list{grid-template-columns:1fr}}
@media (max-width:600px){.mmc-borrow-page .borrow-steps-grid{grid-template-columns:1fr}.mmc-borrow-page .borrow-step-card{min-height:0}}

/* Homepage services: five equal-width service cards on desktop */
.homepage-service-card{min-height:280px}
@media(min-width:1001px){
  .service-grid.homepage-service-grid{grid-template-columns:repeat(5,minmax(0,1fr));gap:14px}
}


/* V1.6.35: fix descriptor specificity so Financial Services is genuinely smaller and lighter than MMC. */
.brand {
  display:flex;
  align-items:center;
  gap:9px;
  white-space:nowrap;
}
.brand-logo {
  width:42px;
  height:42px;
  object-fit:cover;
  flex:0 0 42px;
  border-radius:50%;
}
.brand-name {
  font-family:Poppins,Inter,system-ui,sans-serif;
  font-size:1.6rem;
  line-height:1;
  font-weight:800;
  letter-spacing:.08em;
  color:var(--navy);
}
.brand .brand-descriptor {
  font-family: Inter,system-ui,sans-serif;
  font-size: 1rem;
  line-height: 1;
  font-weight: 500;
  letter-spacing: 0;
  color: var(--muted);
}
@media(max-width:640px){
  .brand-logo { width:36px; height:36px; flex-basis:36px; }
  .brand-name { font-size:1.35rem; }
  .brand .brand-descriptor { display:inline; font-size:.85rem; font-weight:500; }
}

/* Homepage brand banner - V1.6.35 */
.hero-card.homepage-banner-card {
  min-height: 0;
  padding: 0;
  background: #fff;
  color: inherit;
  display: block;
  overflow: hidden;
  border-radius: 28px;
}
.hero-card.homepage-banner-card:before,
.hero-card.homepage-banner-card:after {
  display: none;
}
.homepage-brand-banner {
  display: block;
  width: 100%;
  height: auto;
  border-radius: 28px;
  object-fit: contain;
}
@media (max-width: 1100px) {
  .hero-card.homepage-banner-card {
    margin-top: 8px;
  }
  .homepage-brand-banner {
    border-radius: 22px;
  }
}


/* Homepage banner sizing correction - V1.6.35 */
.site-main .hero-card.homepage-banner-card {
  min-height: 0 !important;
  height: auto !important;
  max-height: none !important;
  padding: 0 !important;
  background: #fff !important;
  display: block !important;
  overflow: visible !important;
}
.site-main .hero-card.homepage-banner-card:before,
.site-main .hero-card.homepage-banner-card:after {
  display: none !important;
}
.site-main .homepage-banner-card .homepage-brand-banner {
  display: block !important;
  width: 100% !important;
  height: auto !important;
  max-height: none !important;
  object-fit: contain !important;
  object-position: center !important;
  border-radius: 28px !important;
}
@media (max-width: 1100px) {
  .site-main .homepage-banner-card .homepage-brand-banner {
    border-radius: 22px !important;
  }
}

/* Homepage hero redesign - V1.6.35 */
.homepage-hero-redesigned {
  padding-top: 72px;
  padding-bottom: 64px;
}
.homepage-hero-redesigned .homepage-hero-shell {
  position: relative;
}
.homepage-hero-redesigned .homepage-hero-copy {
  max-width: none;
  position: relative;
  z-index: 2;
}
.homepage-hero-redesigned .homepage-hero-copy h1 {
  max-width: none;
  white-space: nowrap;
  font-size: clamp(3rem, 5.2vw, 5.2rem);
  line-height: 1.02;
  letter-spacing: -.045em;
}
.homepage-hero-redesigned .hero-accent {
  color: var(--orange, #e85d2a);
}
.homepage-hero-redesigned .hero-subtitle {
  max-width: 850px;
  margin-top: 24px;
}
.homepage-hero-redesigned .hero-lead {
  max-width: 820px;
}
.homepage-hero-redesigned .hero-focus {
  margin-top: 22px;
}
.homepage-hero-redesigned .hero-banner-wrap {
  width: min(54%, 760px);
  margin-left: auto;
  margin-top: -150px;
  position: relative;
  z-index: 1;
}
.homepage-hero-redesigned .homepage-banner-card {
  width: 100%;
  box-shadow: var(--shadow);
}
.homepage-hero-redesigned .homepage-brand-banner {
  width: 100%;
  height: auto;
}

/* Let the banner tuck under the headline on wider screens. */
@media (min-width: 1280px) {
  .homepage-hero-redesigned .hero-banner-wrap {
    margin-top: -178px;
  }
}

/* At medium desktop widths, keep the headline on one line by reducing it
   before the layout reaches the mobile breakpoint. */
@media (min-width: 1101px) and (max-width: 1279px) {
  .homepage-hero-redesigned .homepage-hero-copy h1 {
    font-size: clamp(2.65rem, 4.2vw, 3.8rem);
  }
  .homepage-hero-redesigned .hero-banner-wrap {
    width: 56%;
    margin-top: -120px;
  }
}

@media (max-width: 1100px) {
  .homepage-hero-redesigned {
    padding-top: 38px;
    padding-bottom: 46px;
  }
  .homepage-hero-redesigned .homepage-hero-copy h1 {
    white-space: normal;
    font-size: clamp(2.15rem, 8vw, 3.1rem);
  }
  .homepage-hero-redesigned .hero-banner-wrap {
    width: 100%;
    margin-top: 44px;
  }
}

/* Homepage hero refined to preferred desktop composition - V1.6.35 */
@media (min-width: 1101px) {
  .homepage-hero-redesigned {
    padding-top: 56px;
    padding-bottom: 52px;
  }

  .homepage-hero-redesigned .homepage-hero-shell {
    position: relative;
    min-height: 405px;
  }

  .homepage-hero-redesigned .homepage-hero-copy {
    position: relative;
    z-index: 3;
    width: 100%;
  }

  .homepage-hero-redesigned .homepage-hero-copy h1 {
    white-space: nowrap !important;
    width: 100%;
    max-width: none !important;
    font-size: clamp(3rem, 4.15vw, 4.25rem) !important;
    line-height: 1.04;
    letter-spacing: -.045em;
  }

  .homepage-hero-redesigned .hero-subtitle {
    position: relative;
    z-index: 3;
    max-width: 760px;
    margin-top: 20px;
  }

  .homepage-hero-redesigned .hero-lead {
    position: relative;
    z-index: 3;
    max-width: 100%;
  }

  .homepage-hero-redesigned .hero-focus,
  .homepage-hero-redesigned .hero-actions {
    position: relative;
    z-index: 3;
  }

  .homepage-hero-redesigned .hero-banner-wrap {
    position: absolute;
    z-index: 2;
    right: 0;
    top: 150px;
    width: 52%;
    margin: 0 !important;
  }

  .homepage-hero-redesigned .homepage-banner-card {
    width: 100%;
  }
}

@media (min-width: 1280px) {
  .homepage-hero-redesigned .homepage-hero-copy h1 {
    font-size: 4.15rem !important;
  }
}

@media (min-width: 1101px) and (max-width: 1279px) {
  .homepage-hero-redesigned .homepage-hero-copy h1 {
    font-size: 3.35rem !important;
  }

  .homepage-hero-redesigned .hero-banner-wrap {
    top: 145px;
    width: 50%;
  }
}

@media (max-width: 1100px) {
  .homepage-hero-redesigned .hero-banner-wrap {
    position: static;
  }
}

/* Homepage banner-first layout - V1.6.35 */
.homepage-banner-first .homepage-hero-shell {
  position: relative;
}
.homepage-banner-first .homepage-top-banner {
  width: 100%;
  margin-bottom: 46px;
  position: relative;
  z-index: 1;
}
.homepage-banner-first .homepage-banner-card {
  width: 100%;
  min-height: 0 !important;
  height: auto !important;
  padding: 0 !important;
  background: #fff !important;
  display: block !important;
}
.homepage-banner-first .homepage-brand-banner {
  display: block !important;
  width: 100% !important;
  height: auto !important;
  max-height: none !important;
  object-fit: contain !important;
}
.homepage-banner-first .homepage-hero-copy {
  position: relative;
  z-index: 2;
}
@media (min-width: 1101px) {
  .homepage-banner-first {
    padding-top: 34px;
    padding-bottom: 56px;
  }
  .homepage-banner-first .homepage-top-banner {
    margin-bottom: 42px;
  }
  .homepage-banner-first .homepage-hero-copy h1 {
    white-space: nowrap !important;
    width: 100%;
    max-width: none !important;
    font-size: clamp(3rem, 4.15vw, 4.25rem) !important;
  }
}
@media (max-width: 1100px) {
  .homepage-banner-first {
    padding-top: 26px;
    padding-bottom: 42px;
  }
  .homepage-banner-first .homepage-top-banner {
    margin-bottom: 34px;
  }
  .homepage-banner-first .homepage-hero-copy h1 {
    white-space: normal !important;
  }
}

/* Homepage hero lead uses full content width - V1.6.35 */
@media (min-width: 1101px) {
  .homepage-banner-first .hero-lead {
    max-width: 100%;
  }
}

/* Cropped homepage banner - V1.6.35 */
.homepage-banner-first .homepage-top-banner {
  margin-bottom: 42px;
}
.homepage-banner-first .homepage-brand-banner {
  display: block;
  width: 100%;
  height: auto;
  max-height: none;
  object-fit: contain;
}


/* V1.6.37 — keep homepage section headings on one line on desktop/tablet */
@media(min-width:641px){
  .homepage-goals .section-heading,
  #services .section-heading{max-width:none}
  .homepage-goals .section-heading h2,
  #services .section-heading h2,
  .homepage-calculators .section-heading h2,
  .homepage-knowledge .section-heading h2{white-space:nowrap}
}
@media(min-width:641px) and (max-width:1000px){
  .homepage-section-heading-row{display:block}
  .homepage-section-heading-row .section-heading-action,
  .homepage-section-heading-row .homepage-section-actions{margin-left:0;margin-top:18px;padding-top:0;padding-bottom:0}
}
@media(max-width:640px){
  .homepage-goals .section-heading,
  #services .section-heading{max-width:760px}
  .homepage-goals .section-heading h2,
  #services .section-heading h2,
  .homepage-calculators .section-heading h2,
  .homepage-knowledge .section-heading h2{white-space:normal}
}


/* V1.6.38 — homepage financial calculator horizontal carousel */
.homepage-calculator-carousel{position:relative;display:flex;align-items:center;gap:14px;max-width:1120px;margin:0 auto}
.homepage-calculator-viewport{min-width:0;flex:1;overflow-x:auto;overflow-y:hidden;scroll-behavior:smooth;scrollbar-width:none;padding:2px 4px 16px}
.homepage-calculator-viewport::-webkit-scrollbar{display:none}
.homepage-calculator-track{width:max-content;min-width:100%}
.homepage-calculator-grid{display:flex;flex-wrap:nowrap;gap:18px;width:max-content;min-width:100%;}
.homepage-calculator-grid .homepage-calculator-card{flex:0 0 310px;width:310px;min-width:310px}
.calculator-carousel-button{display:none;flex:0 0 42px;width:42px;height:42px;border:1px solid #d8e2e8;border-radius:50%;background:#fff;color:var(--navy);font-size:1.25rem;font-weight:700;line-height:1;cursor:pointer;box-shadow:0 6px 18px rgba(16,42,67,.08)}
.homepage-calculator-carousel.has-overflow .calculator-carousel-button{display:inline-flex;align-items:center;justify-content:center}
.calculator-carousel-button:hover{transform:translateY(-1px)}
.calculator-carousel-button:disabled{opacity:.35;cursor:default;transform:none}
@media(max-width:760px){.homepage-calculator-carousel{gap:8px}.calculator-carousel-button{flex-basis:36px;width:36px;height:36px;font-size:1.05rem}.homepage-calculator-grid .homepage-calculator-card{flex-basis:min(310px,78vw);width:min(310px,78vw);min-width:0}}


/* V1.6.40 — homepage Knowledge Centre horizontal carousel */
.homepage-knowledge-carousel{position:relative;display:flex;align-items:center;gap:14px;max-width:1120px;margin:0 auto}
.homepage-knowledge-viewport{min-width:0;flex:1;overflow-x:auto;overflow-y:hidden;scroll-behavior:smooth;scrollbar-width:none;padding:2px 4px 16px}
.homepage-knowledge-viewport::-webkit-scrollbar{display:none}
.homepage-knowledge-track{width:max-content;min-width:100%}
.homepage-knowledge-grid{display:flex;flex-wrap:nowrap;gap:18px;width:max-content;min-width:100%;grid-template-columns:none}
.homepage-knowledge-grid .homepage-knowledge-card{flex:0 0 330px;width:330px;min-width:330px;display:flex;flex-direction:column}
.homepage-knowledge-card .text-link{margin-top:auto}
.knowledge-carousel-button{display:none;flex:0 0 42px;width:42px;height:42px;border:1px solid #d8e2e8;border-radius:50%;background:#fff;color:var(--navy);font-size:1.25rem;font-weight:700;line-height:1;cursor:pointer;box-shadow:0 6px 18px rgba(16,42,67,.08)}
.homepage-knowledge-carousel.has-overflow .knowledge-carousel-button{display:inline-flex;align-items:center;justify-content:center}
.knowledge-carousel-button:hover{transform:translateY(-1px)}
.knowledge-carousel-button:disabled{opacity:.35;cursor:default;transform:none}
.homepage-knowledge-actions{display:flex;justify-content:space-between;align-items:center;gap:28px;flex-wrap:nowrap;margin-top:6px}
.homepage-knowledge-actions .text-link{white-space:nowrap}
@media(max-width:760px){.homepage-knowledge-carousel{gap:8px}.knowledge-carousel-button{flex-basis:36px;width:36px;height:36px;font-size:1.05rem}.homepage-knowledge-grid .homepage-knowledge-card{flex-basis:min(330px,78vw);width:min(330px,78vw);min-width:0}.homepage-knowledge-actions{justify-content:space-between;gap:18px;flex-wrap:nowrap;margin-top:2px}}



/* V1.6.52 — surface MMC on YouTube at the top of Knowledge Centre and About MMC */
.page-hero-actions,
.about-hero-actions {
  display: flex;
  align-items: center;
  margin-top: 24px;
}
.page-hero-actions .text-link,
.about-hero-actions .text-link {
  white-space: nowrap;
}

/* V1.6.41 — right-align Share Your Feedback on the homepage testimonials section */
.homepage-testimonials .section-action{text-align:right}

/* V1.6.42 — homepage information hierarchy and premium desktop/tablet presentation */
.homepage-hero-priority {
  padding-top: 64px;
  padding-bottom: 72px;
}
.homepage-hero-priority .homepage-hero-shell {
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(360px, .92fr);
  gap: 54px;
  align-items: center;
}
.homepage-hero-priority .homepage-hero-copy {
  max-width: 760px;
  min-width: 0;
}
.homepage-hero-priority .homepage-hero-copy h1 {
  white-space: nowrap;
  font-size: clamp(3rem, 4.3vw, 4.35rem);
  line-height: 1.03;
  letter-spacing: -.045em;
  margin-bottom: 0;
}
.homepage-hero-priority .hero-subtitle {
  max-width: 760px;
  margin-top: 20px;
}
.homepage-hero-priority .hero-lead {
  max-width: 720px;
}
.homepage-hero-priority .homepage-top-banner {
  width: 100%;
  margin: 0;
  min-width: 0;
}
.homepage-hero-priority .homepage-banner-card {
  width: 100%;
  box-shadow: var(--shadow);
}
.homepage-hero-priority .homepage-brand-banner {
  width: 100%;
  height: auto;
}

/* Keep major single-column homepage headings confident on desktop/tablet.
   Two-column Why MMC/About MMC sections must allow their headings to wrap
   inside the left column so they never collide with the content on the right. */
@media (min-width: 1001px) {
  .homepage-goals .section-heading h2,
  #services .section-heading h2,
  .homepage-calculators .section-heading h2,
  .homepage-knowledge .section-heading h2,
  .homepage-testimonials .section-heading h2,
  .homepage-quick-start .section-heading h2,
  .homepage-final-cta h2 {
    white-space: nowrap;
  }

  .homepage-why .section-heading h2,
  .homepage-about-glance .section-heading h2 {
    white-space: normal;
    max-width: 100%;
    overflow-wrap: normal;
  }
}

/* The services and goal cards should read as one designed system. */
.homepage-goals .goal-card,
.homepage-service-card {
  display: flex;
  flex-direction: column;
  min-height: 255px;
}
.homepage-goals .goal-card .text-link,
.homepage-service-card .text-link {
  margin-top: auto;
  padding-top: 18px;
}
.homepage-service-card {
  min-height: 280px;
}

/* Give the educational and tool sections a slightly more editorial feel. */
.homepage-calculators .homepage-calculator-card,
.homepage-knowledge .homepage-knowledge-card {
  transition: transform .18s ease, box-shadow .18s ease;
}
.homepage-calculators .homepage-calculator-card:hover,
.homepage-knowledge .homepage-knowledge-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 14px 30px rgba(16,42,67,.09);
}
.homepage-knowledge .homepage-knowledge-card h3 {
  margin-top: 12px;
}
.homepage-knowledge .homepage-knowledge-card p:not(.article-meta) {
  color: var(--muted);
  line-height: 1.62;
}

/* The action section is deliberately late in the journey, after trust and education. */
.homepage-business-start {
  background: #fff;
}
.homepage-business-start .section-heading > p:not(.eyebrow) {
  max-width: 780px;
}

/* Final CTA: stronger hierarchy without becoming sales-heavy. */
.homepage-final-cta .cta-box h2 {
  max-width: 760px;
}
.homepage-final-cta .cta-box p:not(.eyebrow) {
  max-width: 760px;
  color: var(--muted);
  line-height: 1.7;
}

@media (min-width: 1001px) and (max-width: 1180px) {
  .homepage-hero-priority .homepage-hero-shell {
    grid-template-columns: minmax(0, 1.02fr) minmax(330px, .98fr);
    gap: 36px;
  }
  .homepage-hero-priority .homepage-hero-copy h1 {
    font-size: 3.15rem;
  }
}

@media (max-width: 1000px) {
  .homepage-hero-priority {
    padding-top: 48px;
    padding-bottom: 58px;
  }
  .homepage-hero-priority .homepage-hero-shell {
    display: grid;
    grid-template-columns: 1fr;
    gap: 34px;
  }
  .homepage-hero-priority .homepage-hero-copy h1 {
    white-space: normal;
    font-size: clamp(2.45rem, 6.2vw, 3.5rem);
  }
  .homepage-hero-priority .homepage-top-banner {
    order: 2;
  }
}

@media (max-width: 640px) {
  .homepage-hero-priority {
    padding-top: 38px;
    padding-bottom: 48px;
  }
  .homepage-hero-priority .homepage-hero-shell {
    gap: 28px;
  }
  .homepage-hero-priority .homepage-hero-copy h1 {
    font-size: clamp(2.25rem, 10vw, 3rem);
  }
  .homepage-hero-priority .hero-subtitle {
    margin-top: 16px;
  }
  .homepage-hero-priority .homepage-brand-banner,
  .homepage-hero-priority .homepage-banner-card {
    border-radius: 20px !important;
  }
}


/* V1.6.45 — homepage Our Services and Start Your Financial Journey horizontal carousels */
.homepage-service-carousel,.homepage-journey-carousel{position:relative;display:flex;align-items:center;gap:14px;max-width:1120px;margin:0 auto}
.homepage-service-viewport,.homepage-journey-viewport{min-width:0;flex:1;overflow-x:auto;overflow-y:hidden;scroll-behavior:smooth;scrollbar-width:none;padding:2px 4px 16px}
.homepage-service-viewport::-webkit-scrollbar,.homepage-journey-viewport::-webkit-scrollbar{display:none}
.homepage-service-track,.homepage-journey-track{width:max-content;min-width:100%}
.homepage-service-grid,.homepage-journey-grid{display:flex;flex-wrap:nowrap;gap:18px;width:max-content;min-width:100%;grid-template-columns:none}
.homepage-service-grid .homepage-service-card{flex:0 0 330px;width:330px;min-width:330px}
.homepage-journey-grid .quick-start-card{flex:0 0 340px;width:340px;min-width:340px}
.service-carousel-button,.journey-carousel-button{display:none;flex:0 0 42px;width:42px;height:42px;border:1px solid #d8e2e8;border-radius:50%;background:#fff;color:var(--navy);font-size:1.25rem;font-weight:700;line-height:1;cursor:pointer;box-shadow:0 6px 18px rgba(16,42,67,.08)}
.homepage-service-carousel.has-overflow .service-carousel-button,.homepage-journey-carousel.has-overflow .journey-carousel-button{display:inline-flex;align-items:center;justify-content:center}
.service-carousel-button:hover,.journey-carousel-button:hover{transform:translateY(-1px)}
.service-carousel-button:disabled,.journey-carousel-button:disabled{opacity:.35;cursor:default;transform:none}
@media(max-width:1000px){.homepage-service-grid .homepage-service-card{flex-basis:320px;width:320px;min-width:320px}.homepage-journey-grid .quick-start-card{flex-basis:320px;width:320px;min-width:320px}}
@media(max-width:760px){.homepage-service-carousel,.homepage-journey-carousel{gap:8px}.service-carousel-button,.journey-carousel-button{flex-basis:36px;width:36px;height:36px;font-size:1.05rem}.homepage-service-grid .homepage-service-card{flex-basis:min(320px,78vw);width:min(320px,78vw);min-width:0}.homepage-journey-grid .quick-start-card{flex-basis:min(320px,78vw);width:min(320px,78vw);min-width:0}}


/* V1.6.46 — Your Financial Journey (goals) carousel; Start Your Financial Journey remains fully visible */
.homepage-goal-carousel{position:relative;display:flex;align-items:center;gap:14px;max-width:1120px;margin:0 auto}
.homepage-goal-viewport{min-width:0;flex:1;overflow-x:auto;overflow-y:hidden;scroll-behavior:smooth;scrollbar-width:none;padding:2px 4px 16px}
.homepage-goal-viewport::-webkit-scrollbar{display:none}
.homepage-goal-track{width:max-content;min-width:100%}
.homepage-goal-grid{display:flex;flex-wrap:nowrap;gap:18px;width:max-content;min-width:100%;grid-template-columns:none}
.homepage-goal-grid .goal-card{flex:0 0 330px;width:330px;min-width:330px}
.goal-carousel-button{display:none;flex:0 0 42px;width:42px;height:42px;border:1px solid #d8e2e8;border-radius:50%;background:#fff;color:var(--navy);font-size:1.25rem;font-weight:700;line-height:1;cursor:pointer;box-shadow:0 6px 18px rgba(16,42,67,.08)}
.homepage-goal-carousel.has-overflow .goal-carousel-button{display:inline-flex;align-items:center;justify-content:center}
.goal-carousel-button:hover{transform:translateY(-1px)}
.goal-carousel-button:disabled{opacity:.35;cursor:default;transform:none}
.homepage-business-start .homepage-journey-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));width:auto;min-width:0;gap:18px}
.homepage-business-start .quick-start-card{width:auto;min-width:0;flex:none}
@media(max-width:1000px){.homepage-goal-grid .goal-card{flex-basis:320px;width:320px;min-width:320px}.homepage-business-start .homepage-journey-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:760px){.homepage-goal-carousel{gap:8px}.goal-carousel-button{flex-basis:36px;width:36px;height:36px;font-size:1.05rem}.homepage-goal-grid .goal-card{flex-basis:min(320px,78vw);width:min(320px,78vw);min-width:0}.homepage-business-start .homepage-journey-grid{grid-template-columns:1fr}}

/* V1.6.47 — align Our Services section action to the right */
#services .section-action{text-align:right}


/* V1.6.53 — include Why MMC content on the About MMC page */

/* V1.6.55 — standalone Disclaimer page */
.legal-content{max-width:900px}
.legal-content h2{margin:34px 0 12px;color:var(--navy);font-size:1.35rem;line-height:1.3}
.legal-content h2:first-child{margin-top:0}
.legal-content p{max-width:820px;color:var(--muted);line-height:1.78;margin:0 0 16px}
.legal-content .legal-note{margin-top:36px;padding-top:20px;border-top:1px solid var(--line);font-size:.92rem}
.page-hero-copy{max-width:720px;color:var(--muted);line-height:1.65;margin:14px 0 0}